Terms of Use

1. Eligibility and Account Registration

You must be at least 18 years old to use our Service. When registering, you must provide accurate and complete information. You are responsible for maintaining the confidentiality of your login credentials and are fully responsible for all activities that occur under your account.

2. Subscription and Billing

• We offer subscription-based access to premium features of the Service via Stripe.
• Prices and payment plans are listed in the Service and may change upon notice.
• By subscribing, you authorize us to charge your payment method on a recurring basis (monthly or annually, as selected).
• You may cancel your subscription anytime. No refunds are given for partial periods unless required by law.
• Failure to make timely payments may result in suspension or termination of access.

3. Use of the Service

You may use the Service only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Service for any purpose that violates applicable laws or regulations.
• Reverse-engineer, modify, or exploit any part of the Service.
• Input misleading or intentionally false financial data.

4. User-Generated Content

You retain ownership of financial data and other content you upload. By submitting content, you grant us a non-exclusive, royalty-free license to use, store, and display that content solely to provide the Service.

You are responsible for ensuring the accuracy and legality of your submitted financial data.

5. Financial Data Disclaimer

Our Service provides tools to analyze and compare financial data, but we do not guarantee the accuracy or reliability of any calculated metrics or financial ratios. These are for informational purposes only and should not be used as investment advice.

Users are responsible for the accuracy of the data they enter. We do not provide audited or third-party verified financial data.

6. Intellectual Property

All content, tools, and software provided as part of the Service (excluding your content) are owned by ValueLens or its licensors. You may not reproduce, distribute, or create derivative works from our Service without our prior written consent.

7. Termination

We may suspend or terminate your access at any time if you violate these Terms. Upon termination, your right to use the Service will immediately cease.

8. Changes to the Terms

We reserve the right to modify these Terms at any time. Changes will be posted on our website with the updated "Effective Date." Your continued use of the Service after changes indicates your acceptance.

9. Privacy

Your use of the Service is subject to our Privacy Policy, which describes how we collect and use your personal information.

10. Limitation of Liability

To the fullest extent permitted by law, ValueLens is not liable for any indirect, incidental, or consequential damages arising from your use of the Service.

11. Governing Law

These Terms are governed by and construed under the laws of the United States, without regard to its conflict of law principles.

12. Contact

For any questions or concerns, please contact us at support@valuelens.com.